Terms of Service

Last updated: 13 July 2026

SECTION 1 - ACCEPTANCE OF THESE TERMS

These Terms of Service (Terms) govern access to and use of the website bbrg.co.za and all associated educational content, tools, downloads and services (collectively, the Services) provided by BBRG (Pty) Ltd, a company incorporated in accordance with the Companies Act 71 of 2008 (BBRG, we, us, our).

By accessing the website, submitting a form, registering for the Deal Analyser tool, enrolling in a course, or booking a call, you (the user, you, your) agree to be bound by these Terms and by our Privacy Policy. If you do not agree to these Terms, you must not use the Services.

SECTION 2 - NATURE OF THE SERVICES: EDUCATIONAL CONTENT ONLY

BBRG provides general property investment education, training content, structural and process guidance, and analytical tools (including the Deal Analyser) relating to the BRRRR (Buy, Renovate/Rehab, Rent, Refinance, Repeat) property investment method. All content is provided for general educational and informational purposes only.

BBRG is not a financial services provider and is not authorised or licensed under the Financial Advisory and Intermediary Services Act 37 of 2002 (FAIS). Nothing on this website, in any course, coaching session, download, email, or output of the Deal Analyser tool constitutes financial advice, investment advice, a financial product recommendation, tax advice, or legal advice as contemplated in FAIS or any other legislation. No advisor-client relationship is created by your use of the Services.

The Deal Analyser tool produces indicative, generic calculations based on figures you input. Outputs are illustrative only, are not guaranteed to be accurate, and must not be relied upon as the basis for any investment, financing, or purchasing decision. You should obtain independent advice from a suitably qualified and licensed financial advisor, bond originator, attorney, and/or accountant before making any property investment decision.

Property investment carries risk, including the risk of capital loss. Past or illustrated outcomes referenced in our marketing or course material are not a guarantee of future results.

SECTION 3 - ELIGIBILITY

The Services are intended for individuals who are 18 years or older and who have the legal capacity to contract under South African law. By using the Services you confirm that you meet this requirement.

SECTION 4 - INTELLECTUAL PROPERTY

All content on this website, including course materials, curriculum, templates, video, text, graphics, the Deal Analyser tool, and the BBRG name and branding, is the intellectual property of BBRG (Pty) Ltd or its licensors and is protected under the Copyright Act 98 of 1978 and applicable trade mark law. You may use course materials for your own personal, non-commercial learning purposes only. You may not copy, reproduce, distribute, resell, or create derivative works from our content without our prior written consent.

SECTION 5 - PAYMENT AND CANCELLATION

All prices are listed in South African Rand and are inclusive of VAT where applicable. Payment is due at the time of purchase unless otherwise agreed in writing.

Where you purchase a course or service electronically, you have a right to cancel the transaction within seven days, as provided for in section 44 of the Electronic Communications and Transactions Act 25 of 2002 (ECTA), except where an exclusion under section 44(4) of ECTA applies. Section 44(4) excludes, among other things, services which began with your consent before the seven-day period expired, and digital content that has been accessed or unsealed by you. Accordingly, once you have accessed course material, downloaded content, or used the Deal Analyser tool following purchase, the section 44 cooling-off right no longer applies to that purchase.

Refund requests outside of the statutory cooling-off period will be considered by BBRG at its discretion on a case-by-case basis. To request a cancellation or refund, contact [email protected] in writing.

SECTION 6 - USER OBLIGATIONS

You agree to provide accurate information when registering, purchasing, or submitting any form on this website, and to use the Services lawfully and in accordance with these Terms. You may not use the Services to transmit unlawful, harmful, or infringing content, or to attempt to gain unauthorised access to our systems.

SECTION 7 - DISCLAIMER AND LIMITATION OF LIABILITY

The Services are provided on an as is and as available basis. To the maximum extent permitted by South African law, including the Consumer Protection Act 68 of 2008, BBRG makes no warranty that the Services will be error-free, uninterrupted, or that any investment outcome, return, or result described or illustrated in our content will be achieved.

To the fullest extent permitted by law, BBRG, its directors, employees, and agents will not be liable for any direct, indirect, incidental, or consequential loss or damage arising from your use of, or reliance on, the Services, including any property investment, financing, or business decision made following your use of the Deal Analyser tool or any course content. Nothing in these Terms limits any right or remedy that cannot lawfully be excluded under the Consumer Protection Act 68 of 2008.

SECTION 8 - GOVERNING LAW AND DISPUTE RESOLUTION

These Terms are governed by the laws of the Republic of South Africa. You consent to the non-exclusive jurisdiction of the South African courts in respect of any dispute arising from these Terms or your use of the Services. Before instituting formal proceedings, the parties agree to attempt in good faith to resolve any dispute through direct negotiation.

SECTION 9 - PRIVACY AND POPIA

Our collection and processing of your personal information is governed by the Protection of Personal Information Act 4 of 2013 (POPIA) and is described in full in our Privacy Policy, which forms part of these Terms by reference.

SECTION 10 - CHANGES TO THESE TERMS

BBRG may update these Terms from time to time to reflect changes in our Services or in South African law. The updated Terms will be posted on this page with a revised last updated date. Continued use of the Services after an update constitutes acceptance of the revised Terms.

SECTION 11 - CONTACT US

For any questions about these Terms, contact BBRG (Pty) Ltd at [email protected].